2. FriendFi's Vision: A New Form of Finance Based on Credit

FriendFi aims to build a completely new financial system based on individual "credit". It goes beyond the framework of credit scoring in the traditional financial system, which relies on financial history and assets, and visualizes "credit" that has not been evaluated until now, such as online activities, contributions, and relationships.

To realize this vision, FriendFi combines the power of AI, blockchain, and social networks. AI analyzes users' online activities, blockchain ensures transparency and security of transactions, and social networks facilitate the formation of communities based on trust.

In the world realized by FriendFi, everyone can prove their "credit" and access financial services based on it. Young people with little financial history and people without bank accounts will be able to tokenize their "credit" and receive loans using it as collateral. This will greatly advance financial inclusion and contribute to the realization of a fairer and more open society.